Call: (631) 555-0248
Locations: Huntington & Smithtown, NY
Email: info@summitptperformance.com
Insurance & Payment

Helping You Understand Coverage Before Your First Visit

Our team can help review insurance information, explain the verification process, and answer general billing questions before you begin care.

Verification Process

A simple process before your visit

Insurance can be confusing. Summit Physical Therapy & Performance helps patients gather information and understand next steps.

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Contact Our Office

Reach out by phone or through our appointment request form.

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Provide Insurance Info

Share your insurance card details and basic appointment information.

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Benefits Review

Our team can help review general benefit information before your first visit.

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Schedule Your Visit

Once information is reviewed, we help schedule the location and time that works best.

Insurance Plans

Common insurance options patients ask about

Summit works with many major insurance providers. Participation and coverage vary by plan.

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BlueCross BlueShield

Plan details vary by employer, network, and individual benefits.

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Aetna

Our office can help review general plan information before scheduling.

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Cigna

Coverage, copays, and referral requirements vary by plan.

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UnitedHealthcare

Benefit verification can help clarify general coverage details.

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Medicare

Medicare-related coverage questions can be discussed with our office.

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No-Fault Insurance

Motor vehicle accident cases may be discussed with our administrative team.

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Workers’ Compensation

Work-related cases may require additional claim and provider information.

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Out-of-Network Benefits

Some plans may offer out-of-network reimbursement depending on benefits.

Out-of-Network Benefits

Some insurance plans may provide out-of-network benefits for physical therapy services. Reimbursement, deductibles, and documentation requirements vary by plan.

Our office can help answer general questions, but patients should always confirm benefits directly with their insurance provider.

Ask About Benefits

Self-Pay Options

Patients without coverage, or those choosing not to use insurance, may ask about self-pay options.

Self-pay visits may be useful for performance-based care, wellness-focused sessions, or patients with limited insurance benefits.

Contact Our Office
Billing FAQ

Common insurance questions

Do I need a referral?

Referral requirements depend on your insurance plan and individual situation. Our office can help explain what may be needed.

Will insurance cover physical therapy?

Coverage varies by plan. Benefits, copays, deductibles, and visit limits are different for each patient.

What if my plan has a copay?

If your plan includes a copay, that amount may be due at the time of service. Plan details should be confirmed with your insurer.

Can I use out-of-network benefits?

Some patients may have out-of-network coverage. Your insurance provider can confirm eligibility and reimbursement rules.

Do you offer self-pay visits?

Patients may contact the office to ask about direct payment options and availability.

Can you verify my benefits?

Our office can help review general benefit information, but verification is not a guarantee of payment or coverage.

Insurance Disclaimer Insurance benefits, eligibility, deductibles, copays, visit limits, and coverage vary by individual plan. Information provided by our office is not a guarantee of payment or coverage. Patients remain responsible for understanding their insurance benefits and any patient responsibility amounts.

Questions about insurance?

Contact Summit Physical Therapy & Performance and our team can help you understand the general verification process before your appointment.